{"id":"JPM-20260801","symbol":"JPM","date":"2026-08-01","facts":{"symbol":"JPM","name":"JPMorgan Chase & Co.","sector":"Financial Services","industry":"Banks - Diversified","country":"United States","summary":"JPMorgan Chase & Co. operates as a bank and financial holding company in the United States, rest of North America, Europe, the Middle East, Africa, the Asia Pacific, Latin America, and the Caribbean. It operates in three segments: Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company offers deposit, investment and lending products, and cash management; mortgage origination and servicing activities; residential mortgages and home equity loans; and credit cards, payment solutions, travel services, merchant offers, lifestyle benefits, auto loans, and leases to consumers and small businesses through bank branches, ATMs, and digital and telephone banking. It also provides investment banking, market-making, financing, custody, and securities products and services; corporate strategy and structure advisory, equity and debt market capital-raising, and loan origination and syndication services; cash and derivative instruments, risk management solutions, prime brokerage, clearing, and research; and fund services, liquidity and trading services, and data solutions products for large corporations, financial institutions, merchants, start-ups, small and midsized companies, local governments, municipalities, nonprofits, and commercial real estate clients. In addition, the company offers multi-asset investment management solutions in equities, fixed income, alternatives, and money market funds to institutional clients and retail investors; retirement products and services, estate planning, lending, deposits, and investment management products to high-net-worth clients; and financial transaction processing. JPMorgan Chase & Co. was founded in 1799 and is headquartered in New York, New York.","tradeCcy":"USD","finCcy":"USD","isPence":false,"price":351.79,"priceMajor":351.79,"mcap":935128203264,"shares":2658200000,"ev":471975165952,"beta":0.982,"high52":359.3,"low52":279.1,"drawdown":-0.020901753409407142,"ret6m":0.10168483026431185,"ret12m":0.2415825509988001,"trailingPE":15.040189,"forwardPE":14.187467,"priceToBook":2.6448984,"dividendYield":0.0171,"revenueTTM":186328006656,"ebitda":null,"grossMargin":0,"opMargin":0.50394,"profitMargin":0.34921002,"roe":0.17789,"revGrowthTTM":0.304,"ocfTTM":null,"fcfTTM":null,"totalCash":1818026049536,"totalDebt":1333832974336,"netDebt":-484193075200,"est":{"rev0y":208467816900,"eps0y":24.07178,"rev1y":212453535530,"eps1y":24.79583,"growth1y":0.0301,"target":371.85,"nAnalysts":20,"rec":"buy"},"hist":{"years":["2014","2015","2016","2017","2018","2019","2020","2021","2022","2023","2024","2025"],"revenue":[95112000000,93543000000,96569000000,100705000000,108783000000,115720000000,119951000000,121649000000,128695000000,158104000000,177556000000,182447000000],"netIncome":[21745000000,24442000000,24733000000,24441000000,32474000000,36431000000,29131000000,48334000000,37676000000,49552000000,58471000000,57048000000],"fcf":[107119000000,12974000000,-42012000000,-147782000000],"ocf":[36593000000,73466000000,21884000000,-10827000000,15614000000,4092000000,-79910000000,78084000000,107119000000,12974000000,-42012000000,-147782000000],"opIncome":[],"eps":[5.29,6,6.19,6.31,9,10.72,8.88,15.36,12.09,16.23,19.75,20.02],"equity":[231727000000,247573000000,254190000000,255693000000,256515000000,261330000000,279354000000,294127000000,292332000000,327878000000,344758000000,362438000000],"revCAGR3":0.12337567967520657,"revCAGRLong":0.07711162115910986,"lossYears":0,"fcfMarginMedian":null},"provenance":{"primary":"SEC EDGAR (officielle XBRL-filings)","secondary":"Yahoo Finance (krydstjek)","depthYears":12,"validation":{"status":"1/8 afvigelser >3 %","checked":8,"mismatches":[{"date":"2024-12-31","edgar":177556000000,"yahoo":169439000000,"ok":false,"field":"omsætning"}]},"notes":["Felt 'fcf' mangler i EDGAR-ekstraktionen — suppleret fra sekundær kilde.","Krydsvalidering: 1 af 8 overlappende årstal afviger >3 % mellem EDGAR og sekundær kilde (omsætning 2024). EDGAR (officiel filing) er anvendt."]},"cyclicality":0.1506286154658243,"isFinancial":true,"chartPts":[{"d":"2024-07-29","c":191.11},{"d":"2024-08-05","c":197.5},{"d":"2024-08-12","c":205.34},{"d":"2024-08-19","c":209.51},{"d":"2024-08-26","c":215.74},{"d":"2024-09-02","c":203.89},{"d":"2024-09-09","c":196.08},{"d":"2024-09-16","c":202.58},{"d":"2024-09-23","c":202.01},{"d":"2024-09-30","c":203.95},{"d":"2024-10-07","c":214.63},{"d":"2024-10-14","c":217.61},{"d":"2024-10-21","c":214.65},{"d":"2024-10-28","c":215.26},{"d":"2024-11-04","c":228.82},{"d":"2024-11-11","c":236.86},{"d":"2024-11-18","c":239.99},{"d":"2024-11-25","c":241.12},{"d":"2024-12-02","c":238.84},{"d":"2024-12-09","c":231.68},{"d":"2024-12-16","c":229.42},{"d":"2024-12-23","c":232.86},{"d":"2024-12-30","c":234.9},{"d":"2025-01-06","c":232.8},{"d":"2025-01-13","c":251.53},{"d":"2025-01-20","c":257.04},{"d":"2025-01-27","c":259.43},{"d":"2025-02-03","c":267.68},{"d":"2025-02-10","c":268.44},{"d":"2025-02-17","c":256.46},{"d":"2025-02-24","c":256.85},{"d":"2025-03-03","c":235.14},{"d":"2025-03-10","c":225.59},{"d":"2025-03-17","c":234.51},{"d":"2025-03-24","c":235.7},{"d":"2025-03-31","c":205.34},{"d":"2025-04-07","c":230.65},{"d":"2025-04-14","c":226.51},{"d":"2025-04-21","c":237.83},{"d":"2025-04-28","c":246.58},{"d":"2025-05-05","c":247.14},{"d":"2025-05-12","c":261.28},{"d":"2025-05-19","c":254.59},{"d":"2025-05-26","c":257.8},{"d":"2025-06-02","c":259.49},{"d":"2025-06-09","c":258.73},{"d":"2025-06-16","c":268.54},{"d":"2025-06-23","c":280.37},{"d":"2025-06-30","c":290.44},{"d":"2025-07-07","c":281.48},{"d":"2025-07-14","c":285.8},{"d":"2025-07-21","c":293.01},{"d":"2025-07-28","c":283.94},{"d":"2025-08-04","c":283.34},{"d":"2025-08-11","c":285.04},{"d":"2025-08-18","c":290.68},{"d":"2025-08-25","c":295.76},{"d":"2025-09-01","c":288.85},{"d":"2025-09-08","c":301.15},{"d":"2025-09-15","c":308.87},{"d":"2025-09-22","c":310.13},{"d":"2025-09-29","c":304.21},{"d":"2025-10-06","c":296.68},{"d":"2025-10-13","c":293.39},{"d":"2025-10-20","c":296.23},{"d":"2025-10-27","c":306.76},{"d":"2025-11-03","c":309.81},{"d":"2025-11-10","c":299.36},{"d":"2025-11-17","c":293.85},{"d":"2025-11-24","c":308.7},{"d":"2025-12-01","c":310.63},{"d":"2025-12-08","c":314.06},{"d":"2025-12-15","c":312.77},{"d":"2025-12-22","c":323.32},{"d":"2025-12-29","c":320.92},{"d":"2026-01-05","c":326.05},{"d":"2026-01-12","c":309.48},{"d":"2026-01-19","c":294.88},{"d":"2026-01-26","c":302.97},{"d":"2026-02-02","c":319.32},{"d":"2026-02-09","c":299.66},{"d":"2026-02-16","c":307.82},{"d":"2026-02-23","c":297.43},{"d":"2026-03-02","c":286.71},{"d":"2026-03-09","c":280.73},{"d":"2026-03-16","c":283.82},{"d":"2026-03-23","c":280.14},{"d":"2026-03-30","c":291.79},{"d":"2026-04-06","c":308.48},{"d":"2026-04-13","c":308.9},{"d":"2026-04-20","c":306.9},{"d":"2026-04-27","c":311.07},{"d":"2026-05-04","c":300.75},{"d":"2026-05-11","c":296.47},{"d":"2026-05-18","c":305.01},{"d":"2026-05-25","c":297.97},{"d":"2026-06-01","c":310.97},{"d":"2026-06-08","c":319.28},{"d":"2026-06-15","c":323.76},{"d":"2026-06-22","c":327.57},{"d":"2026-06-29","c":332.97},{"d":"2026-07-06","c":336.47},{"d":"2026-07-13","c":341.1},{"d":"2026-07-20","c":353.21},{"d":"2026-07-27","c":351.79},{"d":"2026-07-31","c":351.79}],"problems":["Felt 'fcf' mangler i EDGAR-ekstraktionen — suppleret fra sekundær kilde.","Krydsvalidering: 1 af 8 overlappende årstal afviger >3 % mellem EDGAR og sekundær kilde (omsætning 2024). EDGAR (officiel filing) er anvendt.","Finansiel virksomhed: FCF-DCF er uegnet; der bruges i stedet en egenkapital-baseret model (justified P/B)."],"fetchedUtc":"2026-08-01T08:26:32.508Z","pct":{"roe":30,"opMargin":95,"fwdPE":70,"fcfYield":null,"revGrowth":95,"ret12m":55},"fcfYieldTTM":null},"val":{"viable":true,"model":"pb","scenarios":{"bear":{"perShare":151.62,"prob":0.25,"note":"ROE −30 %, afkastkrav 11,5 %"},"base":{"perShare":253.41,"prob":0.5,"note":"ROE −10 % (normalisering), afkastkrav 10 %"},"bull":{"perShare":336.07,"prob":0.25,"note":"ROE fastholdt, afkastkrav 9 %"}},"weighted":248.63,"upside":-0.293,"assumptions":["Finansiel model: justified P/B = (ROE − g)/(r − g), ROE 17,8 %, vækst 3 %, bogført værdi/aktie 136.3 USD."],"impliedG1":null,"sensitivity":null},"verdict":{"label":"AFVENT · LAV DATASIKKERHED","tone":"warn","body":"Kursen ligger 29,3 % over vægtet fair value — markedet indregner mere, end de normaliserede tal understøtter. Bemærk: datagrundlaget er svagt (se antagelser og begrænsninger)."},"nar":{"bull":["Høj driftsmargin på 50,4 %","Stærk omsætningsvækst på 30,4 %","Høj ROE på 17,8 %","Stærk finansiel styrke med nettokontant på 484,2 mia. USD","Lav forward PE på 14,2x"],"bear":["Kursen allerede indregner stærk vækst med upside på -29,3 % til fair value","Reverse-DCF-tal antyder afkastkrav på 9-11,5 %","Bærer risiko for ROE-fald på op til 30 %","Høj cyklikalitet på 0,15","Kursfald på 2,1 % fra 52-ugers top"],"risks":["Økonomisk nedtur","Finansiel instabilitet","Regulatoriske ændringer"],"catalysts":["Stærk kvartalsrapport","Øget omsætningsvækst"],"oneLiner":"JPMorgan Chase & Co. har stærk drift og finansiel styrke, men kursen er allerede høj og indeholder risiko for vækstfald.","source":"ai"},"engine":"v1"}